As any resident who owns a phone can attest, phone scams are a serious problem across the United States. It does not seem to matter if people put their names on the do-not-call registry – these phone calls and text messages still manage to find their way through. This is largely because phone scams violate consumer protection laws in the first place, and they will not respect the rules meant to prevent unwanted contact.
Consumers in Charleston likely maintain confidence in the wisdom of their purchases based upon the notion that if they are not happy with the products they buy, they can always return them. Most might assume that retailers are bound by law to take back products that customers are unsatisfied with. Yet at the same time, merchandise returns cost retailers billions every year ($369 in 2018 alone, according to Appriss.com). Thus, lawmakers must walk the delicate line between protecting consumers' rights while not inhibiting the success of local businesses.
When used responsibly, a credit card can be a welcomed addition to your financial history. You should understand a few key factors before applying for your first credit card however, both to ensure you’re making the right decision and to also make sure your rights are protected. In this case, The Balance offers the following advice to first-time applicants.
Consumer market experts in Charleston will tell you that it is good practice to ensure that anytime you make a significant purchase, that a warranty be associated with it. In many cases, items will come with an express warranty from a manufacturer that clearly spells out the circumstances under which it will cover the cost of repairing or replacing its product. Such warranties leave little room for interpretation. Retailers will sometimes also offer their own express warranties. Yet even in cases where they do not, implied warranties may still offer you some degree of protection.
Gift cards are a convenient way to show someone you care. However, many scammers also use gift cards as a means of taking money from you, which is sometimes impossible to get back. In this case, the Federal Trade Commission offers the following information on common gift card scams and how to avoid them.
Buying a new car in West Virginia is rarely cut and dry. In some cases, car buyers can fall victim to common scams, which are intended to increase the price of the vehicle using nefarious means. This illustrates the importance of being an aware and informed buyer, which entails knowing the types of scams you may be subject to. Business Insider offers the following tips to help you do just that.
Many people look forward to deep-fried turkey during the Thanksgiving holiday. Despite the tastiness of this dish, the new is replete with reports of injuries incurred during the deep-frying process, some of which can be catastrophic. To ensure consumers remain protected, Popular Science offers the following advice.
Social media platforms are a great way to stay in touch with those closest to you. However, if you’re not careful you could fall victim to a scam, some of which look very convincing at first glance. NBCNews.com offers the following advice on how you can spot common scams and frauds and the best methods for avoiding them.
If you have elderly parents in West Virginia, you probably worry about their safety from time to time. Along with their physical well-being, you may also have concerns that they’ll fall victim to a financial scam, which could deplete them of their life savings. AARP offers the following advice in this case, which provides you the tools to safeguard your parents’ assets.
P.T. Barnum is often attributed with saying "there's a sucker born every minute" in reference to his selling an illusion of fact and intrigue despite neither of those elements actually existing in his product. While such a statement might be seen as being harmless in the whimsical world or entertainment, it is certainly considered to be so in business. The Charleston businesses and companies advertising their goods and services to you are expected to supply what they promise. If you engage in (or attempt to engage in) a transaction based on an advertised promise yet the expectation inferred in an advertisement is not met, are you then the victim of false advertising?